American State Bank

Since it was chartered in 1987, American State Bank has always strived to fill the needs of our customers and communities with high-quality professional financial products and excellent customer service while maintaining the values established for the bank at its beginning. Our slogan, "What a Bank Should Be: is exemplified by these values.Honesty and Integrity: American State Bank performs its work with the highest sense of integrity. Integrity requires, among other attributes, honesty and fairness. It can accommodate a difference of opinion, but it cannot accommodate the compromise of principle. Integrity is measured in terms of what is right and just. Our many loyal, lifetime customers rely upon our bank's integrity. We appreciate their trust and loyalty, and we constantly work hard to deserve both.Importance of Our Customers: American State Bank strives to constantly provide the highest level of quality service and customer satisfaction. Our bank prides itself on the friendly, personal service our customers receive. At American State Bank we customize our bank products into a banking program that will meet the individual customer's financial needs. We want all our customers to succeed in obtaining their financial goals.Importance of Our Employees: American State Bank's goal is the development of a quality, motivated, professional bank staff. Each employee is encouraged to work to maximize his or her professional potential. Our bank staff is known for its friendly, personal service - "their eagerness to serve" the customer. We provide a challenging and pleasant work environment and competitive salaries and benefits. We know that our greatest asset is our employees.Importance of Sound Banking: The primary purpose in the operation of American State Bank is to manage and allocate the bank's capital through sound banking practices with the integrity and values of the bank being maintained. We take pride that our bank has grown from $8 million dollars to over $80 million dollars in assets in the past 15 years. We know our banking practices and values work and we know our customers to believe that "we take care of their money as though it was our own."Commitment to our Community: American State Bank strives to provide a meaningful contribution to the communities we serve by leadership and participation in community activities. We believe that our greatest contribution to our communities is having financially successful customers. When our customers succeed, our communities prosper.A bank should be about more than the bricks and mortar, the money, the products and services, and the people, it should be a banking business built upon solid values and integrity. This is what the American State Bank is - "What A Bank Should Be."

Bank of America Retirement Solutions

Bank of America understands that retirement planning is complex. Retirement today may offer greater opportunities, but it also may come with greater uncertainty. While each individual and family’s personal financial situations are unique, the common challenge and opportunity is to address their needs in a smart and straightforward approach. Thoughtful planning is essential for a successful retirement, which is why Bank of America is committed to making retirement planning as effortless as possible. With its breadth of financial services, geographic scale and financial stability, Bank of America is uniquely positioned to help consumers realize the opportunity that retirement represents. Taking a comprehensive, advice-based approach, Bank of America offers holistic planning and management of consumers’ finances at every stage of life. Bank of America Retirement Survey and Press Release In March 2008, Bank of America conducted a survey to gain insight and increase awareness around the challenges individuals face in trying to plan for a secure retirement. The survey, conducted by Braun Research, sampled the general public ad “affluent Americans,” identified as individuals with investable assets between $100,000 and $3 million. The survey confirmed that a significant number of Americans encounter roadblocks when planning for retirement.

Bank of America

Bank of America is one of the world's largest financial institutions, serving individual consumers, small- and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. The company provides unmatched convenience in the United States, serving approximately 55 million consumer and small business relationships with more than 6,100 retail banking offices, more than 18,500 ATMs and award-winning online banking with nearly 30 million active users. Bank of America is among the world's leading wealth management companies and is a global leader in corporate and investment banking and trading across a broad range of asset classes serving corporations, governments, institutions and individuals around the world. Bank of America offers industry-leading support to more than 4 million small business owners through a suite of innovative, easy-to-use online products and services. The company serves clients in more than 150 countries. Bank of America Corporation stock is a component of the Dow Jones Industrial Average and is listed on the New York Stock Exchange.